If you are looking for a loan either purchase a home or vacant land in the Sandpoint Idaho area, I highly recommend contacting several banks or credit unions. You not only want to find the best program for your needs but you also want to find a loan officer which you can work well with. After all you will be communicating with them often. If you are looking for a smooth transaction, I also suggest using a local lender. Below you will find a short list of local lenders. I encourage you to contact them and see who is the best fit.

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Amie Pace

FlagStar, Loan Officer


Being a loan officer is more than just a job for me, it’s an amazing opportunity to help customers achieve the dream of homeownership. I take every aspect of my job seriously. It brings a smile to my face to be part of such a major financial decision in my customers’ lives.

Taking pride in what I do makes a difference for my customers’ mortgage experience and helps to form lifelong relationships.With over 10 years’ experience in the real estate industry my knowledge and dedication to remaining current with industry changes and new loan programs helps my agent, builder, and customer relationships flourish.

In 2019, I’ll complete my bachelor’s degree in business administration with a minor in economics/marketing from National University. I currently hold a California real estate broker license and a mortgage loan originator license in Idaho and Washington. I’m certified in construction/renovation lending and a member of the North Idaho Builders and Contractors Association and the Professional Women in Builders Group. I attended and graduated from the Xinnix Mortgage Academy.

When I’m not originating, I enjoy spending quality time with my husband and our two daughters riding bikes, kayaking, camping, baking, crafting, or treasure hunting at local antique and thrift stores. We enjoy the amenities our community has to offer and love living in north Idaho!

I’m excited to join Evergreen and can’t wait to see you home.


Travis Mire

Mountain West Bank, Mortgage Loan Orginator


Travis Mire feels that Mountain West Bank allows him the opportunity to work with individuals who have had a great influence in his life. As a lender, he is able to help his customers with their financial needs, offering them a sense of confidence during the mortgage process. He offers good, old fashioned integrity in his customer interactions, knowing that reputation is everything in a small town. Travis has worked hard to establish a solid foundation in Sandpoint and will strive to provide legendary service. His goal is to provide each customer with a problem free home financing experience, and to build long lasting relationships with those he serves.

Travis moved to Sandpoint as a small child. He feels fortunate to have grown up in such a special community. Now, with a family of his own, Travis feels blessed to live and work in a place he loves. In his free time, Travis enjoys spending time with his wife and children.


Jeff Grutta

Prime Lending, Production Manager


When you’re ready to buy, refinance or renovate, PrimeLending is the proven lender you can trust to help you achieve your homeownership goals. We have more options to fit your financial needs, more experience to help you make confident decisions, and a streamlined process to fit your timeline. Your needs are our number one priority, and with PrimeLending by your side, we’ll guide you every step of the way to your perfect home loan.


Lee Hardin

Guaranteed Rate, VP of Mortgage Lending


I have been in the mortgage business since 2000 and it has been an incredible journey! My entry into the business was a little unexpected. I was half way through my Master’s Degree in criminal justice when I was approached by a friend about joining his team. I reluctantly went in for an interview and decided it might be better than my current job at the time, working night shift in a jail. Now, millions of dollars in closed loans and 17 years later, I am grateful to that friend for introducing me to my career. I am inspired every day with my ability to change people’s lives by finding the right loan program to meet their needs.


Natalie Larson

Caliber Home Loans, Loan Consultant


At Caliber Home Loans, mortgages are our only business… and our products and services are proof of this dedication.

Our specialized approach to home financing enables us to deliver exceptional service during every stage of the process. We understand that you have unique, personal needs and expectations, so we work together to deliver exceptional service and help you close your loan to your complete satisfaction.

With a variety of home loan programs, highly competitive pricing, in-house loan processing and our unique, state-of-the-art technology, Caliber Home Loans' staff of professionals are ready to guide you through the home financing process.


Jacob Yates

Evergreen, Loan Officer


I have been in lending and finance for the last 12 years, giving my all to help you achieve your financial goals. I’ve lived in the Inland Northwest my entire life, and can’t imagine living anywhere besides North Idaho. I am an Idaho and Washington licensed, Home Mortgage and New Custom Construction Specialist. At EHL, we streamline the process for you, and help find the best fit for your needs. If you're interested in a rate quote or Mortgage Education, call me


David Bardin

Premiere Mortgage Resources LLC, Branch Manager


With over 19 years licensed in the mortgage lending and management industry, I am here to help assist you in closing your primary, investment, second-home, and renovation home loans! I am able to offer several amazing home loan products that many other area lenders/banks/credit unions may not have, including bank-statements programs specifically tailored to the self-employed professionals, as well as zero-down.  CDA and the surrounding areas are a great place to settle down, or get into a second home to vacation when you want to escape from the hustle and bustle.  With our region known for its great outdoor activities such as hunting, hiking, and of coarse the plentiful lake and river fun, it is truly is a great place to invest a home in.

Feel free to give me a call, text, message, or email anytime and I will answer any questions even if you are not quite ready to make the move, but want to be well-prepared for when the time comes to purchase or refinance. I am available 24/7, weekends and holidays, and will ensure you get the best loan that fits your budget and needs, and will be with you every step of the way. Let me know how I can help!


Vicky Jacobson

American Pacific Mortgage, Loan Advisor


My financial industry experience spans back over the past 23 years mostly working for a local credit union holding multiple positions including branch manager, regional manager and senior underwriter of consumer lending.  During this time I was both directly and indirectly involved in real estate lending in my support of branch operations.  My introduction to mortgage began in 1998 as a loan processor for 2 years working for a local mortgage broker.  In 2009 I returned to a focus in mortgage upon my appointment to real estate underwriter for portfolio loans with the credit union for 2 years followed by the mortgage originator position in Sandpoint serving all of North Idaho.  Over the years I have really enjoyed all the positions I have held and the training I’ve received to become well rounded in my knowledge of the industry.  With the position of originator I really enjoy the personal interaction and the opportunity to be an integral part of helping to make borrowers financial dreams come true through my comprehensive knowledge and responsible lending principles.  I am privileged to have had the opportunity to experience a few different lending institutions and really appreciate the culture at American Pacific Mortgage.  It is truly a delight to be part of a cooperative team that works together to deliver a superior customer service outcome for the borrowers we serve.

 Personally I am blessed to have lived in Sandpoint, Idaho for 24 years enjoying the surrounding beauty of the great outdoors in all four seasons.  I am married and have 3 grown sons who have given me 3 beautiful daughter in laws and the light of my life, a precious granddaughter who calls me Nana. I enjoy my time with family and friends, walking, painting and the joy of vacation to warmer climates during the winter season.